RupeeCircle

Borrowers

Why RupeeCircle?

Getting Started

Apply online for a personal or business upto Rs. 5 lacs through Peer to Peer Lending

  • Avail Personal or Business loans upto Rs. 5 lacs

    Avail Personal or Business loans upto Rs. 5 lacs

  • Interest rates starting from 12% APR

    Interest rates starting from 12% APR

  • Collateral Free Loans

    Collateral Free Loans

  • Tenure 3 – 24 months

    Tenure 3 – 24 months

  • Simple online process

    Simple online process

Apply For Loan

Affordable Loan Availability

Get Personal Loans at rates as low as 11.99% APR. Our innovative peer-to-peer model means your loan will often be much cheaper than those offered by traditional financial institutions.

Quick & Easy

No need to wait in long queues at the bank. Apply online for personal loan and our efficient technology and processes means we can review and pay out a loan within 2-3 working days.

Secure Process

At RupeeCircle, we understand your privacy & confidentiality requirements. We have strict safety standards to keep your data protected and confidential at all times through our secured systems.

No Pre-Payment Charges

At RupeeCircle, the borrowers can simply prepay their loans without any charges whatsoever. To protect Investor’s interest, Pre-closure of loan can be done after three months from the disbursal of the loan without any additional charges. Just contact RupeeCircle and choose one of the various options and proceed to prepay. Revised online account statement will be available as soon as the process is complete.

No Hidden Costs

All loans disbursed go through a simple and transparent loan disbursal process. We charge you a nominal document handling charges of Rs.500 and a small amount of processing fees (upto 5% of loan amount) at the time of loan disbursal. All other costs applicable are specified on our website.

List of Documents Required

Photographs

  • 1 Latest Passport Size Photograph

Identity Proof

  • Aadhar Card

Signature Proof

  • PAN Card

Date Of Birth Proof

  • PAN Card
  • Aadhar Card
  • Passport
  • Driving Licence

Bank Details

  • Cancelled Cheque
  • Bank statements (Last 6 Months)

Address Proof (Any One)

  • Electricity Bill
  • Utility Bill

Contact Proof (Any One)

  • Post-paid mobile bills (last month)
  • Post-paid landline bill (last month)

Proof of Income

  • Last 3 years personal ITR or Income Tax Declaration
  • Last 3 Months salary Slips
Rates & Fees

Rates & Fees

Fixed Registration fee is charged from each borrower at the time of registration. RupeeCircle charges these fees as its in-house credit team carefully risk assess each borrower profile which involves cost, time and effort. Login fee is a one-time fee paid by the user and it is non-refundable. Click below to know more about rates & fees charged by RupeeCircle.

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