How to Invest

1. Registration – Create an Investor’s
                                            Account

1. Registration – Create an Account

Register online with RupeeCircle for P2P Investments.

close                                                 1. Registration – Create an Investor’s Account

1. Registration – Create an Account

Register online with RupeeCircle for P2P Investments.

2. Visit Marketplace and Review Listings

Login to your RupeeCircle account and visit the Marketplace to check multiple loan requirements listed with details like amount of loan required, tenure, interest rates, risk grade, funding status etc.

close 2. Review Verified Listed Loan

2. Visit Marketplace and Review Listings

Login to your RupeeCircle account and visit the Marketplace to check multiple loan requirements listed with details like amount of loan required, tenure, interest rates, risk grade, funding status etc.

3. Invest in Loans – Commit Funds

3. Start Your P2P Investment

Choose your preferred investment profile and commit funds digitally. You may start with investment amount as low as Rs. 5,000 and can fund maximum 20% of a particular loan requirement. You can invest across multiple loan requirements at the same time.

close 3. Invest in Loans – Commit Funds

3. Start Your P2P Investment

Choose your preferred investment profile and commit funds digitally. You may start with investment amount as low as Rs. 5,000 and can fund maximum 20% of a particular loan requirement. You can invest across multiple loan requirements at the same time.

4. Physical Verification & Legal Documentation

4. Legal Agreement

RupeeCircle conducts a physical verification of the loan applicant and ensures sign-off of a loan agreement which is a legally binding document enforceable in the court of law.

close 4. Physical Verification & Legal Documentation

4. Legal Agreement

RupeeCircle conducts a physical verification of the loan applicant and ensures sign-off of a loan agreement which is a legally binding document enforceable in the court of law.

5. Disbursal of Funds – Transfer Funds

5. Transfer of Funds

Investors can transfer funds through NEFT and RTGS. Investors have the option to pre-fund their Nodal Escrow account to ensure fast and hassle-free disbursal to selected borrowers.

close 5. Disbursal of Funds – Transfer Funds

5. Transfer of Funds

After the loan agreement is signed the funds are disbursed to the loan applicant within 2 working days.

Investors can transfer funds through NEFT and RTGS. Investors have the option to pre-fund their Nodal Escrow account to ensure fast and hassle-free disbursal to selected borrowers.

Note: Funds in RupeeCircle Investor’s Escrow account are non-interest bearing.

6. Receive Monthly Returns

6. Get Monthly Income

Investors receive automated EMI repayments directly credited to their account which can either be reinvested or withdrawn from RupeeCircle wallet.

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