Digital investments from anywhere, at anytime
RupeeCircle maintains transparent portfolio performance and has been able to provide an average of up to 36% p.a. returns through its P2P lending platform.
RupeeCircle investors get monthly income generated through P2P investments which can be reinvested instantly as per their preferences for a chosen tenure.
RupeeCircle investors get to select from multiple risk grades, loan tenures and interest rates which are determined by proprietary risk assessment algorithm.
RupeeCircle investors can define their preferences with our auto-investment feature and their funds get deployed automatically when relevant loan requirements are listed on the marketplace.
RupeeCircle, RBI licensed NBFC-P2P, is backed by Mahindra Finance, Oracle and Bharat Inclusion Initiative by CIIE, IIM Ahmedabad. With a pedigree of the management team from IITs/IIMs, we are ensuring that all our processes are fair and transparent.
RupeeCircle P2P Investments are not subjected to stock market volatility.
RupeeCircle investors can liquidate their portfolio at any time by listing it in the secondary marketplace. This provides an additional exit option for investors on our platform.
Our underwriting algorithm classifies the loan requirement into multiple risk grades starting from A to F. The credit risk as well as the interest rate increases from A to F. Our algorithm leverages 5000+ data points like credit history, financial stability, repayment capability, and behavioural patterns for accurate profiling.
We believe in taking responsibility and maintaining stringent checks to ensure that our processes are transparent as well as ethical.
RupeeCircle stands to disrupt retail investment assets in India with machine learning, data science, and Big Data analytics. We aim to be at the forefront of bringing technological advances to our customers in the realm of P2P lending.
We look forward to create a self-fulfilling society where people can back each other in a win-win relationship.